Finance Department

The James River Ford finance department is focused on ensuring that your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over the Springfield area to see that our customers get the right finance program at the most competitive rates. For all of your new and used car finance needs, rely on the experts at James River Ford. 

Buying vs. Leasing: Which Is Better?

When it comes to choosing a new car for your Branson commute, which is the better option: leasing or financing? Car leasing allows you to have more flexibility and a lower down payment. But, auto loan financing gives you the freedom of owning the car. Take a look at the benefits of both options to see which one would be the best fit for you: 

Car Leasing:

• More flexibile return process
• Ability to upgrade to a new model every few years
• Lower monthly payments compared to buying

Auto Loan Financing: 

• Complete vehicle ownership
• Ability to sell the vehicle at any point in time
• No mileage or customization restrictions

Why Finance or Lease at James River Ford?

Our finance experts work with you during every step of the shopping process, and we’ll go over all of your new and used car finance or leasing options in detail. Plus, we have an outstanding relationship with local Nixa-area lenders, so we can help you get amazing rates. Other reasons to finance or lease with us include: 

• Online Pre-Approval Process
• Monthly Payment Calculator
• Credit Score Estimator
• Trade-In Value Tool
• And More!